Health Insurance Guide - Health Insurance Terminology Section

Health Insurance Terminology Navigation



Private Health Insurance Quote
Dog Health Insurance
Group Health Insurance Rates
Humana Health Insurance
Health Insurance Individual
Health Insurance Companies In India
Alternatives To Health Insurance
Good Samaritan Health Insurance
Private Health Insurance Ombudsman
Quotes Health Insurance
Opm Health Insurance
Blue Cross Travel Health Insurance
Health Insurance Ca
Tufts Health Insurance
Health Insurance Companies Texas
Affordable Health Insurance In Ohio
Affordable Health Insurance Michigan
Kaiser Health Insurance
Health Insurance Alternative Medicine
Health Insurance For Pastors
Best Health Insurance Rates
Health Insurance San Ca
Connecticut Health Insurance
Health Insurance Companies Usa
Health Insurance Best Rates


Best Sellers

Annuities: The Shocking Secrets Revealed.
Discover the Shocking Secrets that Banks and Insurance Companies Don't Want You to Know.

Affirmations Software - Sculptor3.
Affirmation goal setting motivational software, for improved mental/physical health, personal growth.

The Power Of Positive Habits E-Book.
Learn how to Re-Program your Mind & Body and reach your goals Automatically!

Self Improvement: The Top 101 Experts.
This eBook is best described as an Encyclopedia of Self Improvement with information on 101 of the top Experts in the industry.

Find Spiritual Balance With Deepak Chopra & Authentic Ayurvedic Products At Chopra.com


Best Health Insurance Terminology Products

Instant Health Insurance Quotes

***** Free Glucose Monitor - Click Here! *****

DiabetesStore.Com America's Diabetes Super Store

Simple. Affordable. Accurate. Shop the OMRON® Webstore!

Blood Pressure Monitors from Omron Webstore!



Main Health Insurance Terminology sponsors

Health Insurance Terminology

 

Latest Health Insurance Terminology Amazon Book Added




Privacy
Amazon Affiliate
Partners

 

Welcome to Health Insurance Guide

Health Insurance Terminology Article

Critical Illness Cover - What, Why and Where.
Mike Bromley

What Is Critical Illness Cover ?

Way back when, in 1694 to be precise, the first notion of insuring a persons health was put forward by by Hugh the Elder Chamberlen. Health Insurance developed through the centuries, but essentially it was insuring a persons health against a disablilty. That is, covering the costs of medical treatment for a person severly injured. As we have moved on into the modern world along with the development of many other insurances we now have critical illness cover, a form of insurance that is designed to pay a lump sum when the policy holder is diagnosed with a specific illness.

The list of illness you can obtain cover for is varied, and of course if you develop an illness that you are not covered for then your insurance won't pay out. Some of the conditions you can get cover for are the following.

Alzheimer's disease
Bacterial Meningitis
Blindness
Cancer
Coma
Coronary artery bypass surgery
Deafness
Heart attack
Kidney failure
Loss of limbs
Major organ failure requiring transplant
Multiple Sclerosis
Occupational HIV
Paralysis
Parkinson's disease
Severe burns
Stroke

There are many more condition that can be covered, upon negotiation with your insurance company.

Why might I want Critical Illness Cover?

It is a fact of life that people get seriously ill. And if you do what are the consequences?

If you have a partner and/or a family what does the loss of your income mean?

Do you still have outstanding payments to be made on your mortgage?

Do you run your own business?

Does the illness you have developed require specialist treatment, perhaps not covered by other health plans you might have?

At the end of the day your Critical Illness Cover is there to provide a lump sum to help you through the potential financial difficulties arising from a serious illness.

Where can I get Cover?

S with all types of insurance there are a multitude of providers. Some of the larger insurance companies that deal with all types of cover will undoubtedly be able to give you a quote for cover. But also do not rule out some more of the more specialist insurance providers. The main thing is to check out the full details of your policy, if your family has a history of a particular illness you must make sure your policy covers this, but also do bear in mind that you have to fully disclose your family health history and your insurance premium will reflect this.

Mike Bromley
About the Author

Mike Bromley runs a site about

UK. Pop in for a visit - you are most welcome!




Health Insurance Terminology News

Trained Interpreters For Patients With Limited English Can Help Avoid Medical ... - Gant Daily


Trained Interpreters For Patients With Limited English Can Help Avoid Medical ...
Gant Daily
Experienced interpreters “know the medical terminology, ethics, and have experience in key situations where you need a knowledge base to draw on,” he says. Title VI of the Civil Rights Act of'64 prohibits discrimination based on race, color or national ...

and more »

Read more...


Health 411: Doctor's office took co-pay it shouldn't have taken - Los Angeles Times


Health 411: Doctor's office took co-pay it shouldn't have taken
Los Angeles Times
To clarify exactly what transpired during your physical, Moaratty suggests you ask the doctor's office and/or your insurance company for two codes: the CPT (Common Procedural Terminology) and diagnosis codes associated with your visit.

Read more...


Nothing says health care like talking goats - Nashville Ledger newspaper


Nashville Ledger newspaper

Nothing says health care like talking goats
Nashville Ledger newspaper
They have translated their brilliantly designed yet extremely complex system into the simplest of terms, accessible to all – even 3-year-olds. On his deathbed, Steve Jobs was identifying ways to simplify the complexity of his own health care.

Read more...


AmeriHealth NJ Helps Consumers See Things More Clearly With Infographics - MarketWatch (press release)


AmeriHealth NJ Helps Consumers See Things More Clearly With Infographics
MarketWatch (press release)
The infographics provide clarity on some of the more commonly used health insurance terms and also address vital health information. "Infographics are an effective way to communicate important messages," said Mike Munoz, vice president of sales and ...

and more »

Read more...


A New Approach To Cutting MA's Health Costs: Throw Spaghetti - WBUR


WBUR

A New Approach To Cutting MA's Health Costs: Throw Spaghetti
WBUR
But DeLeo also made the point that once again, the state is in the forefront of health reform. “I look at this as Massachusetts being a leader once again in terms of what's going on in the health care field in the country.” Here are some details of the ...

and more »

Read more...


Update state malpractice laws - The Detroit News


Update state malpractice laws
The Detroit News
Rick Snyder's health care plan, but medical malpractice tort reforms could help Michigan deal with a nationwide doctor shortage. Other states — Texas most recently — have overtaken reforms Michigan adopted in the 1980s and 1990s.

and more »

Read more...


AmeriHealth NJ Helps Consumers See Things More Clearly With Infographics - EON: Enhanced Online News (press release)


AmeriHealth NJ Helps Consumers See Things More Clearly With Infographics
EON: Enhanced Online News (press release)
The infographics provide clarity on some of the more commonly used health insurance terms and also address vital health information. “Infographics are an effective way to communicate important messages,” said Mike Munoz, vice president of sales and ...

Read more...